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Mortgage Rates
APR=Annual Percentage Rate
The specific rate and term will depend on your credit rating, collateral value, amount financed, and other factors. Rates and terms are subject to change without prior notice; other restrictions may apply.
Your final APR may vary based upon customary fees and closing costs which are treatable as interest when calculating your final APR.

APR calculation assumes the following loan conditions:

Conventional:        Loan Amount - $100,000.00     LTV - 80%
FHA:                     Loan Amount - $120,625.00     LTV - 96.5%
Jumbo:                 Loan Amount - $417,001.00     LTV - 80%
Other:                 Loan Amount - $50,000.00        LTV - 80%

Home Equity Line of Credit:
This loan has a 15 year term which is adjustable quarterly and is based on Wall Street Journal Prime + 1%.    The first 5 years of the term consists of interest-only payments and the final 10 years is the principal + interest payback period.    Minimum draw request must be $4000 during the first 5 years.
Loan Amount:      $

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Program Name Rate APR Payment  
Conv 30 Year (Conforming) 4.125% 4.268% $0.00  
Conv 20 Year (Conforming) 3.875% 4.070% $0.00  
Conv 15 Year (Conforming) 3.500% 3.746% $0.00  
Conv 10 Year (Conforming) 3.375% 3.730% $0.00  
FHA 30 Year (FHA) 3.625% 4.739% $0.00  
FHA 15 Year (FHA) 3.125% 4.434% $0.00  
30 Year Jumbo (Jumbo) 4.625% 4.673% $0.00  
15 Year Jumbo (Jumbo) 4.375% 3.953% $0.00  
15 Year Equity (Other) 5.500% 5.561% $0.00  
10 Year Equity (Other) 5.250% 5.337% $0.00  
5 Year Equity (Other) 4.990% 5.154% $0.00  
HELOC (Other) 4.750% 4.850% $0.00
Rates are subject to change without notice.
Rates last updated on 04/25/2017.

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Calculate Payment
Loan Amount:
$

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Program
Rate
APR
Payment
DATCU Credit Union
5940 S Interstate 35 E, Corinth, TX  76210
Office:  (940) 387-8585
mortgageapplications@datcu.org
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