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Mortgage Rates
APR=Annual Percentage Rate<br><br/>The specific rate and term will depend on your credit rating, collateral value, amount financed, and other factors. Rates and terms are subject to change without prior notice; other restrictions may apply.<br/><br><br/>Your final APR may vary based upon customary fees and closing costs which are treatable as interest when calculating your final APR.<br><br/><br><br/>APR calculation assumes the following loan conditions:<br><br/><br><br/>Conventional: Loan Amount - $100,000.00 LTV - 80%<br><br/>FHA: Loan Amount - $120,625.00 LTV - 96.5%<br><br/>Jumbo: Loan Amount - $417,001.00 LTV - 80%<br><br/>Other: Loan Amount - $50,000.00 LTV - 80%<br><br/><br><br/>Home Equity Line of Credit:<br><br/>This loan has a 15 year term which is adjustable quarterly and is based on Wall Street Journal Prime &#43; 1%. The first 5 years of the term consists of interest-only payments and the final 10 years is the principal &#43; interest payback period. Minimum draw request must be $4000 during the first 5 years.<br><br/>
Loan Amount:      $

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Program Name Rate APR Payment  
Conv 30 Year (Conforming) 4.625% 4.775% $0.00  
Conv 20 Year (Conforming) 4.500% 4.703% $0.00  
Conv 15 Year (Conforming) 4.250% 4.506% $0.00  
Conv 10 Year (Conforming) 4.250% 4.619% $0.00  
FHA 30 Year (FHA) 4.125% 5.248% $0.00  
FHA 15 Year (FHA) 3.750% 5.072% $0.00  
30 Year Jumbo (Jumbo) 4.875% 4.925% $0.00  
15 Year Jumbo (Jumbo) 4.500% 4.583% $0.00  
15 Year Equity (Other) 5.500% 5.561% $0.00  
10 Year Equity (Other) 5.250% 5.337% $0.00  
5 Year Equity (Other) 4.990% 5.154% $0.00  
HELOC (Other) 6.000% 6.000% $0.00
Rates are subject to change without notice.
Rates last updated on 07/20/2018.

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Loan Amount:
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Rate
APR
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DATCU Credit Union
5940 S Interstate 35 E, Corinth, TX  76210
Office:  (940) 387-8585
mortgageapplications@datcu.org
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